Ralph A. Schwartz, P.C. - Las Vegas Personal Injury Attorney

What to do if the other driver's insurance agent reaches out

On April 16th in Las Vegas, two people had to go to the hospital after suffering non-life-threatening injuries due to a crash that occurred on East Pebble Road. The collision involved three vehicles, and the injured parties received transportation to Sunrise Hospital. 

Your first priority after a car crash should involve seeking medical care. After that, you need to reach out to your insurance company to inform them of a crash. Your attorney should handle most of the communications with the insurance agency from there, but you may receive a phone call from the other driver's auto insurance provider. It is vital you handle these calls wisely, so you do not end up jeopardizing your claim. 

Do not talk to the other insurance agency

You must report any accidents to your own auto insurance company. However, you do not have to do the same regarding the other driver's company. The purpose of this call is almost always to get you to provide information that allows the other driver's insurance agency to minimize your claim. You may inadvertently provide information that shows you hold some of the blame. The agent may make an enticing offer at first and agree to settle the claim with you right away, which can sound great. Most people do not want a lengthy insurance claims process, but you should entertain initial offers with a grain of salt. 

Let your lawyer speak to the insurance company

Your attorney will let you know whether it is a good idea to talk with the other insurance company at this time. For the most part, your attorney should handle most or all of the communications between both insurance agencies. Ultimately, you need to keep in mind that the representative on the other line is not your friend. The goal is to pay out as little as possible, so direct any calls to your lawyer. 

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